Philadelphia ERISA Attorneys Investigating Employee Benefit Claims
Pension plans, health plans and employment-related compensation are challenging topics to work through. These difficulties are magnified if you are wrongfully denied health benefits or were terminated for attempting to get benefits. The knowledgeable attorneys at Karpf, Karpf & Cerutti, P.C., have helped clients throughout New York, New Jersey and Pennsylvania.
How ERISA Protects Your Employee Benefits
The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law that establishes minimum standards for most voluntarily established retirement and health plans in private industry. This law does not require employers to provide benefits, but it does protect workers when a company chooses to offer them. It ensures that plan holders provide participants with essential information about plan features and funding. ERISA outlines fiduciary duties, requiring managers to act solely in the interest of plan participants and for the exclusive purpose of providing benefits.
ERISA covers a wide range of employee benefits, including:
- Retirement and pension plans
- Health insurance and disability coverage
- Life insurance and death benefits
- Certain types of funded vacation benefit trusts
- Severance policies that require ongoing administration by the employer
- Profit-sharing and 401(k) plans
When an insurer or provider denies your claim, our attorneys can challenge that decision. We gather medical evidence and job records to build a strong appeal. Our team communicates directly with insurers to resolve disputes, and if your claim is denied, we help you navigate the mandatory internal appeal process and, if necessary, file a lawsuit in federal court to enforce your rights.
Do You Have An ERISA Violation Claim?
Our attorneys fight to protect the benefits you earned. With over 100 years of combined experience, we provide the skills you need to win your case. We assist clients in many situations, including:
- Wrongful denial of health or disability benefits
- Unpaid severance based on company policy
- Retaliation for asking about your benefits
- Termination intended to prevent you from getting benefits
- Misrepresentation of your benefit plan
This area of law is complex, but we examine every option to find a solution. You have legal rights, and we provide an honest assessment to help you enforce them.
Learn More During A Free Consultation
Our attorneys are here to answer your questions and address your concerns. To schedule an initial consultation with one of our attorneys in Philadelphia or Bensalem, call us at 215-639-0801. To call someone on our team in our Marlton or Astoria office, contact us at 609-683-4022. You can also fill out our contact form to reach us online.